Count on UltraCar Insurance for affordable South Carolina SR22 insurance. Finding companies that offer high-risk insurance at reasonable rates can sometimes be challenging. We work quickly to find you competitive quotes from top-rated insurance providers. Our licensed agents start the license reinstatement process when you contact us. Many companies make service promises but can’t deliver. UltraCar Insurance can file your certificate with the South Carolina Department of Motor Vehicles (DMV) within an hour. You can often get a license reinstatement the same day you contact us.
What is SR22 Insurance?
SR22 insurance is high-risk insurance the state requires drivers to carry to reinstate their suspended license. SR22 is a certificate of financial responsibility. An insurance provider endorses the certificate to an auto or non-owner insurance policy and files it with the South Carolina DMV. It guarantees that the policyholder will maintain the required liability insurance (see paragraph below) for a specified time. Typically, drivers carrying high-risk insurance must do so for three years. If the driver fails to maintain their SR22 insurance during the assigned period, the insurance company contacts the DMV by filing an SR26 form. When the DMV receives this filing, it immediately suspends the motorist’s driving privileges.
South Carolina Minimum Auto Liability Insurance Requirements:
- $25,000 bodily injury per accident
- $50,000 bodily injury liability for all injuries in an accident
- $25,000 in property damage per accident
There are two types of SR22 insurance policies: owner and non-owner. Non-owner insurance is for individuals who have a driver’s license but do not own a vehicle. For more information, see our South Carolina Non-Owners SR22 Insurance page.
Is your license suspension a result of a DUI conviction? You may need to install an ignition interlock device to reinstate your license. We partner with Intoxalock IID services to assist our customers with this requirement.
State DMV
Get more information about South Carolina license reinstatement on the SCDMV-Driver Services website.
UltraCar Insurance in South Carolina
Depend on UltraCar Insurance for quick South Carolina SR22 insurance service. Whether you need an owner or non-owner filing, get affordable SR22 quotes by phone or online today!
