Non Owner FR44 Archives

This is the Non Owner FR44 Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

Non Owner Insurance Coverage

Non owner insurance coverage

Non owner insurance coverage is liability insurance for people who don’t own a vehicle. You can buy it with or without an SR22 or FR44 filing. Non owner insurance allows you to reinstate your driver’s license, and provides minimum liability coverage to drive a non-owned vehicle on an occasional basis. Non owner insurance does not insure a vehicle, therefore it is less expensive than auto insurance. There are, however, coverage limitations and vehicle restrictions.

Non owner insurance coverage is liability-only insurance the state requires people to carry in certain circumstances. Non-owner insurance is secondary insurance on any non-owned vehicle you drive on an occasional basis.

What Is A Non Owner Policy

What is a non owner policy?

Often, an SR22 or FR44 certificate is endorsed to a non owner policy to reinstate your license when you don’t own a vehicle. Non owner insurance covers only you, the policyholder. It provides limited liability insurance coverage when you drive a non-owned car. You can also purchase a non owner policy on its own, without an SR22 or FR44 rider. There are restrictions and exclusions to know about with this kind of insurance.

It may seem strange to buy an insurance policy to drive a car if you don’t own a vehicle, but it’s a wise thing to do. Even if you don’t own a car, truck, or motorcycle,