News Archives

This is the News Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.

A happy driver with non-owner auto insurance protection.

What to Know About Non-Owner Auto Insurance

Non-owner auto insurance protects individuals who don’t own a vehicle but still require auto insurance. It benefits those who occasionally borrow a car by providing secondary liability-only coverage in case of an accident. Non-owner auto insurance is also a requirement for license reinstatement if they don’t own a car.

Every car owner is familiar with the state’s requirement to insure their vehicles. However, non-owner auto insurance, also known as No-Car Insurance, is another type of auto policy that’s not as well known but can be crucial in certain situations.

Reinstate your license with an affordable SR22 insurance filing in Arizona.

How to Get Affordable Arizona SR22 Insurance

Getting affordable Arizona SR22 insurance can sometimes seem daunting. The state requires this high-risk insurance for drivers with certain traffic violations. Depending on the situation, SR22 is usually more expensive than standard car insurance. We look at your SR22 requirements, the coverage options you want, and available discounts to find a policy that fits your budget.

Are you an Arizona driver needing SR22 insurance but worried about its high cost? Our comprehensive guide explains how to get affordable Arizona SR22 insurance and offers tips and strategies to find budget-friendly SR22 coverage options.

A man holding a cell phone while driving his car.

Missouri Hands-Free Driving Law: What To Know

Missouri enacted a hands-free driving law in August 2023, which became fully operational on January 1, 2025. This law discourages drivers from using their phones or other electronic devices while operating a vehicle. It promotes safer driving and reduces accidents caused by distracted driving. This article explains the law’s provisions, fines, and penalties.

Distraction and inattention are frequent causes of car accidents. The state enacted the Missouri hands-free driving law to address and mitigate this fact. Between 2017 and 2021, approximately 380 people lost their lives

Car accidents are one reason you need car insurance in Florida.

Car Insurance in Florida: Why Uninsured Driving is a Bad Idea

If you love driving, you should know that driving without car insurance in Florida is illegal and can bring severe financial consequences. Uninsured driving puts you at risk of paying hefty fines or even losing your license. This article explains why having proper car insurance coverage in Florida is crucial and how driving without it can cause more harm than good.

Driving without car insurance in Florida may seem like a way to save money. However, uninsured driving can become costly in the long run. Most people don’t get behind the wheel thinking an accident might

Learn about filing car accident insurance claims and SR22 or FR44 insurance.

Car Insurance Claims Mistakes to Avoid

Filing car insurance claims can be intimidating. Especially after a car accident, making a mistake on your claim is the last thing you want to do. This article discusses several mistakes to avoid for a smooth and successful claims experience.

Making errors on car insurance claims forms can result in delays, denials, or reduced settlements. Knowing some pitfalls in filing a claim and what to do to avoid them may help you get fair compensation.

Police car pulls over suspected DUI driver who will need Minnesota SR22 insurance.

What to Know About Minnesota DUI

It’s easy to be discouraged when facing a Minnesota DUI conviction. But there are ways to get through it and reinstate your driver’s license with less stress than you may think. You can recover your driving privileges by getting familiar with the state’s DUI laws and reinstatement requirements, consulting with an experienced DUI attorney, and contacting a knowledgeable high-risk insurance provider.

If you face a Minnesota DUI charge, you must get SR22 insurance to reinstate your license. And we’re here to help you with that part of the license reinstatement process. But first, it’s helpful to understand Minnesota’s DUI laws and penalties and the consequences of driving under the influence.

Police car with flashing lights responding to a Kansas DUI offense at night.

License Reinstatement After a Kansas DUI Conviction

Do you know everything you’ll need to reinstate your license after a Kansas DUI conviction? Learn about the requirements and paperwork you’ll need to provide the state to regain your driving privileges. Discover general and specific DUI reinstatement requirements, SR-22 insurance, alcohol & drug assessments and classes, and other documentation to gather and file with the state DOR.

If you have a driver’s license suspension due to a DUI in Kansas, it’s understandable to feel overwhelmed. But remember, you can take steps to swiftly reinstate your license and get back on the road legally.

A person drinking alcohol while driving who will need FR44 DUI insurance.

FR44 DUI Insurance: Everything You Need to Know

If you have a drug or alcohol-related motor vehicle conviction in Florida or Virginia, you’ll become acquainted with FR44 DUI insurance. FR44 is high-risk auto insurance that these states require for drivers convicted of a DUI. It provides the liability coverage they need to reinstate their license. Learn how it works, how to get it, and how much it costs.

Dealing with a DUI conviction is a stressful experience. Finding the right insurance coverage to get their driver’s license can seem overwhelming to many people. When you need FR44 insurance, navigating all the information appears impossible.

Woman arrested for Illinois DUI will need to get SR-22 insurance.

The Personal & Legal Impacts of Illinois DUI

Most people don’t think about the many ways an Illinois DUI conviction affects lives until it happens. This article explains how a DUI conviction affects the drunk driver and others, as well as the unanticipated personal, legal, and financial results. One effect is a license suspension and the resulting SR-22 insurance requirement.

Driving under the influence (DUI) is a motor vehicle offense with far-reaching impacts on the individual and society. Illinois DUI cases are alarmingly common, so let’s consider the full extent of the outcomes and legal implications of driving under the influence.

Drinking & driving leads to license suspension requiring SR-22 insurance.

Understanding DUI in South Carolina

Law enforcement officers can stop any driver they suspect of driving under the influence. So, understanding DUI in South Carolina before the possibility becomes a reality is wise. This article discusses BAC limits, implied consent, field sobriety tests, and more.

Understanding DUI in South Carolina and navigating the legalities can be complex and overwhelming. Driving under the influence (DUI) can have some wide-ranging consequences. It affects not only the driver committing the offense but also others who could become victims of their impaired driving.