UltraCar Insurance specializes in Texas SR22 insurance at competitive rates. SR22 insurance can be costly, so it’s a relief to have a company that works on your behalf to bring you the best insurance rates possible. We survey top-rated companies to keep your costs down by finding the lowest SR22 rates. We can obtain and file your SR22 certificate with the Texas Department of Public Safety in as little as 20 minutes so you can regain your driving privileges as quickly as possible.
What is Texas SR22 Insurance?
High-risk SR22 insurance is a certificate of financial responsibility your auto insurance provider files on your behalf with the Texas Department of Public Safety (DPS). Purchasing SR22 insurance allows you to reinstate your license by guaranteeing liability insurance coverage for a specific time. Drivers carrying high-risk insurance must keep it current for three to five years. Your SR22 filing is a guarantee of insurance coverage. Therefore, if you let your SR22 policy lapse during the required time, the insurance company that wrote your policy must file an SR26 form with the Texas DPS. The SR26 form notifies the DPS that you no longer have liability insurance coverage, which results in another license suspension.
There are two types of Texas SR22 insurance policies: Owner and Non-Owner. Non-owner SR22 insurance is for drivers who want to reinstate their license but do not own a vehicle.
See also: Non Owner SR22 vs SR22 Insurance
Minimum Auto Liability Insurance Requirements in Texas
- $30,000 bodily injury per accident
- $60,000 bodily injury liability for all injuries in an accident
- $25,000 in property damage per accident
Texas DPS
You’ll find more information about reinstating your suspended Texas license on the Texas DPS Website.
UltraCar Insurance in Texas
Let UltraCar Insurance find the right SR22 policy at the rate you need. For fast, high-risk insurance filing at low rates, get an online quote or call us today!
