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If caught driving drunk in Florida or Virginia, you'll need FR-44 insurance.

Understanding FR-44 Insurance

After a DUI conviction in Florida or Virginia, you must attach an FR-44 certificate to your auto policy and file it with the DMV. Even if you don’t own a car, you must file an FR-44 certificate, which is endorsed to a non-owner insurance policy. Understanding FR-44 insurance beforehand will make your license reinstatement process less stressful. You can learn about some of the basics of this high-risk auto insurance in this article.

Is there a secret to understanding FR-44 insurance? It can be pretty straightforward or quite complex, depending on your circumstances. We’ll demystify this high-risk auto insurance by presenting the basics of FR-44 insurance, how it’s different from standard car insurance,