Non owner SR22 Louisiana is a financial responsibility certificate endorsed to a non-owner insurance policy. You will need to file this certificate to reinstate your driver’s license when you don’t own a vehicle. You’ll carry this insurance at all times while the state requires it, so you’ll be insured when driving a borrowed car on an occasional basis.
When you have a suspended license and don’t own a vehicle, you’ll need to purchase non-owner SR22 insurance in Louisiana to reinstate your license. States require insurance to ensure that individuals can compensate others for injuries or property damage if they cause an accident.