Arizona SR22 Insurance

We make it easy to file your Arizona SR22 insurance certificate. Click the button for an online quote or give us a call today!

Start Your Quote
Arizona SR22 Insurance

Look no further for low-cost Arizona SR22 insurance!

This is an example of an Arizona SR22 Certificate

For Arizona license reinstatement, you'll need to file an Arizona SR22 certificate with the state DMV.

If your driver’s license has been suspended, you’ll need to file an Arizona SR22 insurance certificate with the DMV to have it reinstated. If you’re a vehicle owner, the SR22 will be endorsed to your auto insurance policy. When you don’t own a vehicle, the SR22 insures you with secondary liability insurance when driving another person’s vehicle.

UltraCar Insurance makes obtaining Arizona SR22 insurance simple. This high risk insurance certificate can often be costly, so we survey top rated insurance companies to make certain you get the best price for the insurance you need. You can get SR22 insurance whether you own a vehicle or not. UltraCar Insurance can file your certificate in as little as 20 minutes, and you’ll be on your way to having your driving privileges back!

Arizona requires all vehicle owners to insure their vehicles with minimum liability insurance coverage. If the state has suspended or revoked your driver’s license, you must buy Arizona SR22 insurance to reinstate it. Vehicle owners endorse the SR22 certificate to their auto insurance policy. When you don’t own a vehicle, but borrow one on occasion, the certificate is an endorsement to a non-owner insurance policy. Non-owner insurance is secondary to a vehicle owner’s auto insurance coverage.

Minimum mandatory insurance requirement for Arizona:

  • $15,000 bodily injury per accident
  • $30,000 bodily injury liability for all injuries in an accident
  • $10,000 in property damage in one accident

What is Arizona SR22 Insurance?

If you own a registered vehicle, your insurance provider attaches the SR22 certificate to your auto insurance policy. They file it on your behalf with the Arizona Department of Transportation. This is the final step to reinstate your driver’s license. You must maintain the insurance policy that guarantees the certificate filing for three years. If the policy lapses or expires during this time, the insurance company informs the Arizona Department of Transportation, which results in another license suspension.

Can You Get SR22 Insurance If You Don’t Own A Car?

When you don’t own a vehicle, Arizona SR22 insurance can be obtained through a non owner SR22 certificate. If you borrow someone’s vehicle on occasion, non owner SR22 insurance Arizona insures you as a driver; and in the event of an at-fault accident, it acts as secondary insurance to cover amounts in excess of the vehicle owner’s primary insurance coverage.

Arizona DOT

Get more information on the Arizona Department of Transportation (ADOT) website:

UltraCar Insurance in Arizona

UltraCar Insurance will find you the best rate possible for owner or non owner Arizona SR22 insurance. Please call us to talk about any questions or concerns you have, or click the quote button today!

This article was last updated on July 7th, 2023 by

SR22, FR44 and Business Insurance News

Latest Updates

Get license reinstatement with Arizona DUI insurance.

Arizona DUI Insurance

When you have an Arizona DUI conviction, you’ll need SR22 insurance for license reinstatement. It’s unlawful in Arizona for any driver to operate a motor vehicle under the influence of drugs or alcohol.