Understanding high-risk insurance can sometimes be challenging, so we get many frequently asked questions about SR22 and FR44 insurance when talking with our customers. For instance, many people want to know how to get lower insurance rates or what happens with their SR22 requirement if they move to another state. The information provided here will help you better understand how high-risk insurance works and how it allows you to regain your driving privileges. Click on the links below for answers to frequently asked questions about SR22 and FR44 insurance. We provide additional SR22 and FR44 information on our SR22 Information Resources page. Frequently Asked Questions: What is SR22 and FR44 insurance? States that require high-risk insurance after a license suspension require an SR22 filing for any motor vehicle violation. Florida and Virginia require an SR22 filing after non-alcohol-related violations, but after a DUI offense, these two states want an FR44 filing for license reinstatement. Two kinds of SR22 and FR44 insurance Another frequently asked question concerns the two kinds of SR22 and FR44 insurance and certificates. If you own a car, you’ll need owner/owner-operator insurance, with the certificate attached to your auto policy. If you don’t own a vehicle, you’ll get a non-owner insurance policy and attach your certificate to it. These frequently asked questions are a quick introduction to SR22/FR44 insurance. Our agents … Continue reading Frequently Asked Questions