Too many accidents? Reinstate your license with Virginia SR22 insurance.

Virginia SR22 Insurance

Virginia SR22 is a guarantee of future insurance coverage. The SR22 certificate guarantees that you’ll carry liability insurance to cover claims if you’re at fault in an accident. When you carry SR22 insurance you must keep the policy current, or the state will immediately suspend your driving privileges.

In Virginia there are two types of high risk insurance certificate: SR22 and FR44. If your license suspension is for a violation that’s not related to alcohol or drugs, you’ll file a Virginia SR22 certificate for reinstatement.

If you intend to drive a vehicle after license suspension, you’ll need Virginia SR22 insurance. This form will ensure that your insurance policy coverage complies with Virginia State’s minimum liability coverage requirement. UltraCar Insurance will file the Virginia SR22 insurance form for you if you ever need it. It’ll need to be filed in cases of serious driving violations and other violations like driving while uninsured.

There are some non-owner insurance coverage limitations that you should know like:

  • If you’ve got a non-owner teenager, you cannot use the Virginia SR22 insurancepolicy as a cheaper insurance alternative.
  • You cannot claim the towing charges in this policy
  • The insurance does not cover commercial or rental vehicles, frequently borrowed vehicles, or any vehicles in your household.
  • Employment-related vehicles are also not covered.

The Virginia SR22 insurance form will help you continue driving after reckless driving, driving without insurance, or driving with a suspended license. You’ll need to maintain Virginia SR22 insurance status for three years, depending upon the severity of your conviction based on owner or non-owner status. Get competitive and affordable rates for Virginia SR22 insurance as a car owner and a non-car owner only at Ultra Car insurance!

Learn the difference between SR22 & FR44 in Florida and Virginia.

What’s the difference between SR22 and FR44 insurance?

To reinstate your license in Florida or Virginia, you’ll need to know the difference between SR22 and FR44 insurance. These are the only two states that require different certificates for DUI violations and non-DUI offenses. You’ll file an SR22 certificate for motor vehicle violations not involving alcohol or drugs. You’ll need to file an FR44 form for alcohol or other substance-related DUI violations.

When people in Florida and Virginia need to reinstate their license, they often ask, what’s the difference between SR22 FR44 insurance? These are the only states with two types of license reinstatement certificate. An SR22 insurance certificate is for non-alcohol related motor vehicle violations. The FR44 insurance certificate is for DUI or DWI violations.

SR22 Insurance Virginia

SR22 Insurance Virginia

You’ll need to buy a Virginia SR-22 certificate for restricted driving privileges after license suspension not related to alcohol or drugs. Virginia SR-22 certificate is a certification that’s attached to your auto insurance policy or a non-owner policy during your suspension period. Being financially responsible is especially important if your license has been suspended; therefore, the Virginia SR-22 certificate is monitored to make sure your liability insurance is always paid and up to date.

SR22 insurance Virginia is a high risk insurance certificate required for license reinstatement after a license suspension. You’ll choose a licensed insurance provider like UltraCar Insurance to file your certificate with the Virginia Department of Motor Vehicles (DMV). If you own a vehicle, the SR22 form is an endorsement to your auto insurance policy. When you don’t own a car, the form attaches to a non-owners insurance policy.