In Virginia, a motor vehicle violation or legal judgment can result in driver’s license suspension. When you don’t own a vehicle, you’ll need Virginia non owners insurance with an SR22 or FR44 filing to reinstate your driving privileges.
Virginia DMV Archives
This is the Virginia DMV Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
Virginia Non Owners Insurance
Virginia non owners insurance is high-risk insurance for people who have a suspended license but don’t own a vehicle. To reinstate your driver’s license, you’ll have to buy a non owner insurance policy with an SR22 attachment. An SR22 policy provides liability coverage if you cause an accident when driving a borrowed vehicle.
Non Owner FR44 Virginia
Non owner FR44 Virginia is a type of insurance you can carry that allows restricted driving privileges when your license is suspended after a DUI or DWI conviction. It’s called non owner FR44 insurance because it is filed by individuals who do not own a vehicle. Instead of covering a vehicle, non owner insurance covers the individual when driving a non-owned car, truck or motorcycle.
Even if you don’t own a vehicle, you likely have a driver’s license. Most people do, for the purpose of identification, voting, airline travel, and to drive a borrowed vehicle. Suppose while driving a friend’s car you get a DUI or DWI charge and license suspension. If you don’t own a car, you’ll need to file a non owner FR44 Virginia certificate for license reinstatement.
What is FR44 insurance Virginia?
Suppose the state requires you to purchase high-risk insurance after a DUI violation. In that case, it’s helpful to know what is FR44 insurance Virginia? FR44 is a certificate you must file with the state DMV to reinstate your license after a DUI suspension. You’ll likely have higher insurance premiums while you carry FR44 insurance.
So, what is FR44 insurance Virginia? If you want to reinstate your license after a DUI/DWI conviction, the state requires you to file an FR44 certificate. To get an FR44 certificate, you’ll have an insurance provider write you an owner or non-owner liability insurance policy, and add the FR44 certificate as a rider to your policy.
SR22 Insurance Virginia
You’ll need to buy an SR22 insurance Virginia certificate to regain your driving privileges after license suspension. In Virginia, the SR-22 certificate is for non-alcohol or drug-related traffic violations. The certificate is an endorsement to your auto insurance policy or a non-owner policy. Being financially responsible is especially important if you’ve experienced a license suspension. Therefore, the insurance company monitors your policy to make sure it stays current while the state requires you to have it.
SR22 insurance Virginia is a high risk insurance certificate you’ll need to file for license reinstatement. You’ll choose a licensed insurance provider like UltraCar Insurance to file your certificate with the Virginia Department of Motor Vehicles (DMV). If you own a vehicle, the SR22 form is an endorsement to your auto insurance policy. When you don’t own a car, the form attaches to a non-owners insurance policy.
Non Owner SR22 Insurance Virginia
Even if you don’t own a vehicle, you likely have a driver’s license. If your license has been suspended, you’ll need to file for non-owner SR22 insurance to obtain a restricted license with an SR22 Insurance provider in Virginia. SR-22 Insurance certificate in VA is a guarantee of future financial responsibility. Rather than insuring a vehicle, non-owner SR22 insurance insures you against possible claims if you occasionally drive a non-owned vehicle.
If you don’t own a vehicle and want to reinstate your driver’s license, you’ll need to purchase a non-owner SR22 insurance Virginia certificate.
Virginia FR44 Insurance
If you’re eligible for license reinstatement after a DUI offense, a Virginia FR44 insurance certificate is one of the requirements you must complete. Filing this certificate, and keeping your insurance policy current while the state requires it allows you to reinstate your driving privileges. You can get FR44 insurance if you own a vehicle or not, and the certificate can also attach to a motorcycle insurance policy.
Any person with a DUI conviction in Virginia must carry Virginia FR44 insurance to reinstate their license. Two states currently use an FR44 filing system specifically for alcohol-related offenses: Florida and Virginia.
