DUI Insurance Florida FR44

Costs of DUI Insurance Florida FR44

DUI insurance Florida FR44 is a certificate of financial responsibility. You’ll need to buy this insurance to reinstate your license after a DUI conviction. Besides the cost of FR44 insurance, other expenses include fines and reinstatement fees. You may also have to pay to take a traffic safety course or to install an ignition interlock device.

You may wonder why DUI insurance Florida FR44 premiums and associated costs are the highest in the country. Even standard auto insurance in Florida is much more expensive than in other states.

Florida FR44 Motorcycle Insurance

Florida FR44 Motorcycle Insurance

Did you know you can endorse an FR44 certificate to your motorcycle insurance policy? Florida FR44 motorcycle insurance is an option for license reinstatement after a DUI conviction. In many cases, an FR44 endorsement to a motorcycle insurance policy can be more affordable than an auto policy endorsement.

NOTE: At the present time we do not offer Florida FR44 or SR22 insurance on motorcycles.

If you need FR44 insurance, UltraCar Insurance can endorse and file a Florida FR44 motorcycle insurance certificate to your motorcycle, scooter, or moped policy.

Violating the Florda Zero Tolerance Law requires FR44 DUI insurance.

Florida Zero Tolerance Law

The Florida Zero Tolerance Law concerns drivers under age 21 with a DUI/DWI offense. Driving with a blood alcohol content of .02 or higher results in an automatic six-month license suspension. Driving after just one drink can be a violation of this Florida DUI law, and that’s why it’s effectively “zero tolerance”.

The state of Florida enforces a strict DUI law for drivers under the age of 21 called the Florida Zero Tolerance Law. If an officer stops you and your BAC is .02 or higher, the state automatically suspends your license for six months.

A Florida ignition interlock device is required after a second DUI offense.

Florida Ignition Interlock

One of the penalties of a Florida DUI conviction is having to install a Florida ignition interlock device on your car. There are initial and ongoing expenses involved with the device. Using the equipment is quite restrictive, inconvenient, and time-consuming. To make sure you comply with the required driving restrictions, Florida HSMV collects data from your interlock device.

After certain DUI violations, the state may require you to install a Florida ignition interlock device in your vehicle for at least one year. There are a number of personal and financial costs that follow a DUI/DWI conviction. So it’s always worth arranging for a designated driver if you’re impaired to drive in any way.

Florida DUI Penalties

Florida DUI Penalties

Florida DUI penalties are strict because impaired driving has such a high potential to cause severe injury and death. One reason for harsh DUI/DWI penalties is to deter this behavior in the future. At a minimum, one result of a DUI conviction is license suspension, which will require buying Florida FR44 insurance for reinstatement.

One reason Florida DUI penalties are harsh is to discourage dangerous driving behavior. Drunk and impaired driving not only endangers the driver, but has great potential to harm other innocent people.

Talk with an agent about Florida FR44 Insurance Requirements

Florida FR44 Insurance Requirements

After alcohol or drug-related motor vehicle conviction, you’ll find that Florida FR44 insurance requirements result in substantially higher insurance premiums. The minimum insurance coverage requirements for FR44 insurance are much higher than the minimum coverage for standard and SR22 insurance.

When you have a Florida DUI or DWI conviction, you’ll become familiar with Florida DUI penalties, laws, and Florida FR44 insurance requirements. Based on your case, you’ll have to meet specific conditions to reinstate your license.

Talk with an agent about FR44 insurance after a Florida Implied Consent violation.

Florida Implied Consent

Florida licensed drivers are obligated to comply with the Florida Implied Consent Law. If an officer asks you to take a breath or other DUI test, you must do so or get a minimum one-year license suspension. To reinstate your license, you’ll need to file a Florida FR44 insurance certificate with Florida HSMV.

The Florida Implied Consent Law requires you to take a DUI test if an officer suspects you of impaired driving. You will lose your license if you don’t comply with this law. The maximum legal blood alcohol level for drivers over the age of 21 is .08. For drivers under age 21, it is .02. BREAK

Refusal to test

When you obtain a Florida driver’s license, you agree to obey all motor vehicle laws, including the Florida Implied Consent Law. You may not know that refusing a lawful request to test will result in an automatic one-year license suspension. A second refusal to provide a breath, urine, or blood alcohol test results in an 18-month license suspension. And if you’ve declined two or more times to take a DUI test, you’ll be ineligible for a hardship license. Many drivers regret putting themselves in this situation, as they later discover they would have been better off taking the test.

More about the Florida Implied Consent Law

You can find more information about the Florida Implied Consent Law on the Florida HSMV website under Florida DUI and Administrative Suspension Laws.

Violating Florida DUI laws results in severe penalties. We urge you to never get behind the wheel if you’re under the influence of alcohol or drugs. There are always alternative arrangements you can make so you and others will remain safe.

When you’re eligible to reinstate your driver’s license, choose UltraCar Insurance to file your Florida FR44 certificate. We’ll issue an owner-operator policy if you own a vehicle, or non-owner insurance if you don’t own a car (non owner FR44 Florida). Talk with one of our Florida licensed agents today or click to start an online quote.

Get license reinstatement with non-cancelable FR44 Florida insurance.

Non-Cancelable FR44 Florida

When you’re convicted of DUI while driving without insurance, Florida will suspend your driver’s license. To reinstate your license, you’ll need to buy insurance called non-cancelable FR44 Florida. This kind of FR44 policy applies only to no-insurance DUI license suspensions. The state requires you to get this type of FR44 insurance if you were uninsured when you got a DUI ticket.

If an officer stops you for DUI and you’re also uninsured, you’ll need to file a non-cancelable FR44 Florida certificate for license reinstatement.

After a DUI license suspension, you'll need FR44 Florida insurance.

What is FR44 Florida?

If you have a Florida license suspension for DUI/DWI, you’ll have to file an FR44 Florida certificate to reinstate your license. The FR44 document is an endorsement to your auto insurance policy. If you don’t own a car, truck, or motorcycle, the certificate is attached to a non-owner insurance policy.

FR44 Florida is a financial responsibility form. The state requires you to file it to reinstate your license after a drug or alcohol-related violation. A court may order you to submit this document to comply with other legal matters.

If you drink and drive, you'll need to buy Florida FR44 insurance.

Florida FR44

After a DUI license suspension, you’ll need to file a Florida FR44 certificate to reinstate your license. In Florida, FR44 insurance is specifically for DUI-related license reinstatement. It is separate from SR22 insurance, which is for non-substance related suspensions. You can purchase a Florida FR44 certificate whether or not you own a vehicle.

After a Florida DUI conviction, you’ll have to purchase Florida FR44 insurance if you want to reinstate your driver’s license. The date you’ll need to file your certificate depends on your probationary period.