What is broad form SR22 insurance?
In several states you can get a very inexpensive form of SR22 insurance called broad form SR22 insurance. Broad form SR22 insurance is a means to have your license reinstated. It can be purchased if you don’t own a vehicle, or if you own one or more vehicles. Although it is very low cost, it comes with strict limitations of coverage that need to be explained to you and fully understood.
In certain states broad form SR22 insurance is a low cost, non-owner auto liability insurance option for license reinstatement. In most cases non owner SR22 insurance is filed if you don’t own a vehicle, and SR22 insurance is filed if you do own a vehicle. However, broad form SR22 insurance is also an option if you own a vehicle.