Dealing with a DUI conviction is a stressful experience. Finding the right insurance coverage to get their driver’s license can seem overwhelming to many people. When you need FR44 insurance, navigating all the information appears impossible.
Florida FR44 Insurance Archives
This is the Florida FR44 Insurance Archives for UltraCar Insurance. Your source for SR22 & FR44 Insurance.
FR44 DUI Insurance: Everything You Need to Know
If you have a drug or alcohol-related motor vehicle conviction in Florida or Virginia, you’ll become acquainted with FR44 DUI insurance. FR44 is high-risk auto insurance that these states require for drivers convicted of a DUI. It provides the liability coverage they need to reinstate their license. Learn how it works, how to get it, and how much it costs.
Costs of DUI Insurance Florida FR44
DUI insurance Florida FR44 is a certificate of financial responsibility. You’ll need to buy this insurance to reinstate your license after a DUI conviction. Besides the cost of FR44 insurance, other expenses include fines and reinstatement fees. You may also have to pay to take a traffic safety course or to install an ignition interlock device.
You may wonder why DUI insurance Florida FR44 premiums and associated costs are the highest in the country. Even standard auto insurance in Florida is much more expensive than in other states.
Florida FR44 Motorcycle Insurance
Did you know you can endorse an FR44 certificate to your motorcycle insurance policy? Florida FR44 motorcycle insurance allows license reinstatement after a DUI conviction. Often, an FR44 endorsement of a motorcycle insurance policy can be more affordable than an auto policy endorsement.
Currently, we do not offer Florida FR44 or SR22 motorcycle insurance.
If you need FR44 insurance, UltraCar Insurance will endorse a Florida FR44 motorcycle insurance certificate to your motorcycle, scooter, or moped policy.
Florida Zero Tolerance Law
The Florida Zero Tolerance Law concerns drivers under age 21 with a DUI/DWI offense. Driving with a blood alcohol content of .02 or higher results in an automatic six-month license suspension. Driving after just one drink can be a violation of this Florida DUI law, and that’s why it’s effectively “zero tolerance”.
The state of Florida enforces a strict DUI law for drivers under the age of 21 called the Florida Zero Tolerance Law. If an officer stops you and your BAC is .02 or higher, the state automatically suspends your license for six months.
Florida Ignition Interlock
One of the penalties of a Florida DUI conviction is having to install a Florida ignition interlock device on your car. There are initial and ongoing expenses involved with the device. Using the equipment is quite restrictive, inconvenient, and time-consuming. To make sure you comply with the required driving restrictions, Florida HSMV collects data from your interlock device.
After certain DUI violations, the state may require you to install a Florida ignition interlock device (IID) in your vehicle for at least one year. There are a number of personal and financial costs that follow a DUI/DWI conviction. So it’s always worth arranging for a designated driver if you’re impaired to drive in any way.
Florida DUI Penalties
Florida DUI penalties are strict because impaired driving has such a high potential to cause severe injury and death. One reason for harsh DUI/DWI penalties is to deter this behavior in the future. At a minimum, one result of a DUI conviction is license suspension, which will require buying Florida FR44 insurance for reinstatement.
One reason Florida DUI penalties are harsh is to discourage dangerous driving behavior. Drunk and impaired driving not only endangers the driver, but has great potential to harm other innocent people.
Florida FR44 Insurance Requirements
After alcohol or drug-related motor vehicle conviction, you’ll find that Florida FR44 insurance requirements result in substantially higher insurance premiums. The minimum insurance coverage requirements for FR44 insurance are much higher than the minimum coverage for standard and SR22 insurance.
When you have a Florida DUI or DWI conviction, you’ll become familiar with Florida DUI penalties, laws, and Florida FR44 insurance requirements. Based on your case, you’ll have to meet specific conditions to reinstate your license.
Non-Cancelable FR44 Florida
When you’re convicted of DUI while driving without insurance, Florida will suspend your driver’s license. To reinstate your license, you’ll need to buy insurance called Non-Cancelable FR44 Florida. This kind of FR44 policy applies only to no-insurance DUI license suspensions. The state requires you to get this type of FR44 insurance if you were uninsured when you got a DUI ticket.
If an officer stops you for DUI and you’re also uninsured, you’ll need to file a Non-Cancelable FR44 Florida certificate for license reinstatement.
What is FR44 Florida?
If you have a Florida license suspension for DUI/DWI, you’ll have to file an FR44 Florida certificate to reinstate your license. The FR44 document is an endorsement to your auto insurance policy. If you don’t own a car, truck, or motorcycle, the certificate is attached to a non-owner insurance policy.
FR44 Florida is a financial responsibility form. The state requires you to file it to reinstate your license after a drug or alcohol-related violation. A court may order you to submit this document to comply with other legal matters.
